By accessing or using CleoLoans.com (the "Site"), you agree to these Terms of Service. If you do not agree, please do not use the Site.
Nature of Our Service
CleoLoans.com provides financial information, comparisons, and access to a loan application form. We are not a bank, lender, or loan broker, and we do not make credit decisions. Loan products described on this Site are provided by third parties, including Cleo AI Inc. and its banking partners (Thread Bank, Member FDIC; the Cleo Card is issued by WebBank, Member FDIC). Submitting an application does not guarantee approval, any specific amount, or any specific terms.
Informational Purposes Only
Content on this Site is provided for general informational purposes and does not constitute financial, legal, or tax advice. Product details, fees, and availability can change; always confirm current terms with the provider before making decisions.
Eligibility
The Site and the products described are intended for U.S. residents aged 18 or older. You are responsible for the accuracy of any information you submit.
Intellectual Property
All Site content — text, design, and graphics — is owned by or licensed to CleoLoans.com and protected by applicable laws. You may not reproduce or republish content without permission. Third-party trademarks (including competitor app names referenced in comparisons) belong to their respective owners and are used for identification only.
Third-Party Services & Links
The application form and any external links are operated by third parties under their own terms and privacy practices. We are not responsible for third-party content, decisions, or services.
Disclaimer of Warranties & Limitation of Liability
The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, CleoLoans.com will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content.
Changes & Governing Law
We may revise these Terms at any time; continued use constitutes acceptance. These Terms are governed by the laws of the United States. Questions: [email protected].
Effective date: July 22, 2026